Home and auto insurance companies are paying out billions in claims every year, yet they’re still managing to turn profits. How is that possible? With extreme weather disasters, rising repair costs, and inflation, insurers are dealing with more claims than ever before. But instead of struggling financially, major insurance companies are still making billions. Understanding how...

If your insurance bill has jumped recently, you’re not alone. Home and auto insurance premiums are climbing at the fastest rate in decades, and many people are wondering if insurance companies are charging more than they should. Insurers blame inflation, natural disasters, and rising repair costs, but does that fully explain the surge in prices? Or...

Insurance isn’t what it used to be. Homeowners who have faithfully paid their premiums for years are now facing skyrocketing costs, policy changes, or even non-renewals. The reason? Climate change is forcing insurance companies to rethink how they assess risk. Wildfires, hurricanes, floods, and other extreme weather events are causing billions in damages, making insurers...